Preliminary Analysis

1. What is the relationship between loan purpose and borrowing cause?
   
   a. Loan purpose and borrowing cause should be the same if the applicant is honest.
   b. Loan purpose is the reason given for applying for credit; borrowing cause is the underlying situation that caused a need to borrow.
   c. Loan purpose is the reason given for applying for credit; borrowing cause is always a shortage of cash.
   d. Loan purpose is the underlying reason for the cash shortfall; borrowing cause is the stated use of the loan proceeds.
   

Score Assessment